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The answer to this question depends on what type of tenant or owner you are.

It depends on what type of tenant you are.

Your home is insured if you're a leaseholder, although the contents of your home aren't. You have to insure contents yourself.

Your buildings insurance cover is usually arranged by us, but it could be arranged by a managing agent we appoint, or the owner of your building's freehold. Exactly who is responsible will be in your lease.

How to make a claim

What's covered?

Your home (but not your belongings) is covered for damage caused by major accidents or disasters such as:

  • Fires and lightning
  • Explosions and earthquakes
  • Impacts (such as from an aircraft)
  • Riots, civil commotions and malicious acts
  • Theft
  • Storms, flooding and overflowing water tanks and pipes
  • Oil escaping from fixed heating installations
  • Subsidence, landslips and heave (unless they've been caused by the sea or a river eroding the land)

Damage caused to the building by water leaks from washing machines and other appliances is covered by the buildings insurance policy, but the cost to repair leaks isn’t.

What's not covered?

You aren't covered for damage caused by:

  • Wear and tear
  • Wet or dry rot, rust or corrosion
  • Vermin, insects, damp or mildew
  • Storms or flood damage to hedges, patios, paths and rivers
  • Collapses from faulty design, workmanship or materials
  • Pressure from waves from aircraft travelling at or above the speed of sound
  • Contamination by radioactivity
  • Wars or acts of terrorism

For specific information for your home, check your lease or email leasehold@a2dominion.co.uk.

It depends on what type of tenant you are.

Your home is insured if you're a shared owner, although the contents of your home aren't. You have to insure contents yourself.

Your buildings insurance cover is usually arranged by us, but it could be arranged by a managing agent we appoint, or the owner of your building's freehold. Exactly who is responsible will be in your lease.

Once you've bought 100% of your property and own the freehold, you are responsible for your own buildings insurance.

What's covered?

Your home (but not your contents) is covered for damage caused by major accidents or disasters such as:

  • Fires and lightning
  • Explosions and earthquakes
  • Impacts (such as from an aircraft)
  • Riots, civil commotions and malicious acts
  • Theft
  • Storms, flooding and overflowing water tanks and pipes
  • Oil escaping from fixed heating installations
  • Subsidence, landslips and heave (unless they've been caused by the sea or a river eroding the land)

Damage caused to the building by water leaks from washing machines and other appliances is covered by the buildings insurance policy, but the cost to repair leaks isn’t.

What's not covered?

You aren't covered for damage caused by:

  • Wear and tear
  • Wet or dry rot, rust or corrosion
  • Vermin, insects, damp or mildew
  • Storms or flood damage to hedges, patios, paths and rivers
  • Collapses from faulty design, workmanship or materials
  • Pressure from waves from aircraft travelling at or above the speed of sound
  • Contamination by radioactivity
  • Wars or acts of terrorism

For specific information for your home, please check your lease or leasehold@a2dominion.co.uk.

It depends on what type of tenant you are.

As your landlord, we have buildings insurance for your home. If there's an accidental flood, fire or other damage, we'll claim on it to repair your home.

We don't have contents insurance though, so our buildings insurance won't pay for damage to your furniture or possessions. You need to arrange your own contents insurance for this.

It depends on what type of tenant you are.

As your landlord, we have buildings insurance for your home. If there's an accidental flood, fire or other damage, we'll claim on it to repair your home.

We don't have contents insurance though, so our buildings insurance won't pay for damage to your furniture or possessions.

You need to arrange your own contents insurance for this.

It depends on what type of tenant you are.

As your landlord, we have buildings insurance for your home. If there's an accidental flood, fire or other damage, we'll claim on it to repair your home.

We don't have contents insurance though, so our buildings insurance won't pay for damage to your furniture or possessions.

You need to arrange your own contents insurance for this.

It depends on what type of tenant you are.

As your landlord, we have buildings insurance for your home. If there's an accidental flood, fire or other damage, we'll claim on it to repair your home.

We don't have contents insurance though, so our buildings insurance won't pay for damage to your furniture or possessions.

You need to arrange your own contents insurance for this. Check with your university accommodation office. They might be able to help you get contents insurance.

It depends on what type of tenant you are.

As your landlord, we have buildings insurance for your home. If there's an accidental flood, fire or other damage, we'll claim on it to repair your home.

We don't have contents insurance though, so our buildings insurance won't pay for damage to your furniture or possessions.

You need to arrange your own contents insurance for this.

It depends on what type of tenant you are.

As your landlord, we have buildings insurance for your home. If there's an accidental flood, fire or other damage, we'll claim on it to repair your home.

We don't have contents insurance though, so our buildings insurance won't pay for damage to your furniture or possessions.

You need to arrange your own contents insurance for this.