Choose your housing type:
It depends on what type of tenant you are.
Your home is insured if you're a leaseholder, although the contents of your home aren't. You have to insure contents yourself.
Your buildings insurance cover is usually arranged by us, but it could be arranged by a managing agent we appoint, or the owner of your building's freehold. Exactly who is responsible will be in your lease.
What's covered?
Your home (but not your belongings) is covered for damage caused by major accidents or disasters such as:
- Fires and lightning
- Explosions and earthquakes
- Impacts (such as from an aircraft)
- Riots, civil commotions and malicious acts
- Theft
- Storms, flooding and overflowing water tanks and pipes
- Oil escaping from fixed heating installations
- Subsidence, landslips and heave (unless they've been caused by the sea or a river eroding the land)
Damage caused to the building by water leaks from washing machines and other appliances is covered by the buildings insurance policy, but the cost to repair leaks isn’t.
What's not covered?
You aren't covered for damage caused by:
- Wear and tear
- Wet or dry rot, rust or corrosion
- Vermin, insects, damp or mildew
- Storms or flood damage to hedges, patios, paths and rivers
- Collapses from faulty design, workmanship or materials
- Pressure from waves from aircraft travelling at or above the speed of sound
- Contamination by radioactivity
- Wars or acts of terrorism
For specific information for your home, check your lease or email leasehold@a2dominion.co.uk.
It depends on what type of tenant you are.
Your home is insured if you're a shared owner, although the contents of your home aren't. You have to insure contents yourself.
Your buildings insurance cover is usually arranged by us, but it could be arranged by a managing agent we appoint, or the owner of your building's freehold. Exactly who is responsible will be in your lease.
Once you've bought 100% of your property and own the freehold, you are responsible for your own buildings insurance.
What's covered?
Your home (but not your contents) is covered for damage caused by major accidents or disasters such as:
- Fires and lightning
- Explosions and earthquakes
- Impacts (such as from an aircraft)
- Riots, civil commotions and malicious acts
- Theft
- Storms, flooding and overflowing water tanks and pipes
- Oil escaping from fixed heating installations
- Subsidence, landslips and heave (unless they've been caused by the sea or a river eroding the land)
Damage caused to the building by water leaks from washing machines and other appliances is covered by the buildings insurance policy, but the cost to repair leaks isn’t.
What's not covered?
You aren't covered for damage caused by:
- Wear and tear
- Wet or dry rot, rust or corrosion
- Vermin, insects, damp or mildew
- Storms or flood damage to hedges, patios, paths and rivers
- Collapses from faulty design, workmanship or materials
- Pressure from waves from aircraft travelling at or above the speed of sound
- Contamination by radioactivity
- Wars or acts of terrorism
For specific information for your home, please check your lease or leasehold@a2dominion.co.uk.
It depends on what type of tenant you are.
As your landlord, we have buildings insurance for your home. This may be arranged by us, a managing agent or freeholder. If there's an accidental flood, fire or other damage, please report this in the normal way and we will make a claim if required.
We don't provide you with contents insurance, so, our buildings insurance won't pay for damage to your furniture or possessions. You need to arrange your own contents insurance for this.
It depends on what type of tenant you are.
As your landlord, we have buildings insurance for your home. This may be arranged by us, a managing agent or freeholder. If there's an accidental flood, fire or other damage, please report this in the normal way and we will make a claim if required.
We don't provide you with contents insurance, so, our buildings insurance won't pay for damage to your furniture or possessions.
You need to arrange your own contents insurance for this.
It depends on what type of tenant you are.
As your landlord, we have buildings insurance for your home. This may be arranged by us, a managing agent or freeholder. If there's an accidental flood, fire or other damage, please report this in the normal way and we will make a claim if required.
We don't provide you with contents insurance, so, our buildings insurance won't pay for damage to your furniture or possessions.
You need to arrange your own contents insurance for this.
It depends on what type of tenant you are.
As your landlord, we have buildings insurance for your home. This may be arranged by us, a managing agent or freeholder. If there's an accidental flood, fire or other damage, please report this in the normal way and we will make a claim if required.
Depending on which university you are with, we may provide students contents insurance for you. However, in some cases, you will either need to arrange this yourself or the university will have a scheme in place for you. Please check with your accommodation office for more information.
It depends on what type of tenant you are.
As your landlord, we have buildings insurance for your home. This may be arranged by us, a managing agent or freeholder. If there's an accidental flood, fire or other damage, please report this in the normal way and we will make a claim if required.
We don't provide you with contents insurance, so, our buildings insurance won't pay for damage to your furniture or possessions.
You need to arrange your own contents insurance for this.
It depends on what type of tenant you are.
As your landlord, we have buildings insurance for your home. This may be arranged by us, a managing agent or freeholder. If there's an accidental flood, fire or other damage, please report this in the normal way and we will make a claim if required.
We don't provide you with contents insurance, so, our buildings insurance won't pay for damage to your furniture or possessions.
You need to arrange your own contents insurance for this.